Privacy Policy

1. Introduction

QOR LTD (RC 9681209), a private limited company registered in Nigeria ("QOR LTD", "we", "us", or "our"), operates digital platforms including Cashmama. Cashmama is a digital platform developed and operated by QOR LTD.

This Privacy Policy explains how QOR LTD collects, uses, stores, and shares information when you use the Cashmama platform or visit qorltd.com.

2. Data Controller

The data controller for personal information collected through QOR LTD's platforms is:

3. Information We Collect

We may collect the following categories of information:

• Account information — name, email address, phone number, and identity verification details provided during registration.
• Usage data — information about how you use the platform, including transactions, service requests, and navigation data.
• Device information — device type, operating system, IP address, and browser information.
• Communications — messages or correspondence you send to us.

4. How We Use Your Information

We use your information to:

• Provide, operate, and improve the Cashmama platform and related services.
• Verify your identity and maintain the security of your account.
• Process transactions and service requests.
• Communicate with you about your account, transactions, or platform updates.
• Comply with applicable legal and regulatory obligations.
• Detect and prevent fraud or misuse.

5. Third-Party Providers

Certain services available through Cashmama are delivered through integrations with licensed and regulated third-party providers. Where necessary to provide these services, your information may be shared with such providers in accordance with their own privacy policies and applicable law.

We may also disclose your information where required by law, regulation, or court order.

6. Data Security

QOR LTD applies appropriate technical and organisational measures to protect your personal information against unauthorised access, loss, or misuse. No method of transmission over the internet is completely secure; however, we strive to protect your data using industry-standard security practices.

7. Your Rights

You may have rights regarding your personal information, including the right to:

• Access the personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion of your information, subject to legal obligations.
• Object to or restrict certain processing activities.

To exercise your rights, contact us at hello@qorltd.com.

8. Retention

We retain personal information for as long as necessary to provide our services and comply with applicable legal obligations, after which it is securely deleted or anonymised.

9. Changes to This Policy

QOR LTD may update this Privacy Policy from time to time. We will notify users of material changes through the platform or by email. Continued use of the platform after changes are posted constitutes acceptance of the updated policy.

10. Contact

For questions about this Privacy Policy or your personal information, please contact:

hello@qorltd.com